First Chapter
Chapter 1
Eleven months before the World Series, in November, the start of the tourist season, the beaches off St. Petersburg were jammed with pasty people.
As always, Sharon Rhodes knew every eye was on her as she walked coyly along the edge of the surf, twirling a bit of hair with a finger. A volleyball game stopped. Footballs and Frisbees fell in the water. Guys lost track of conversations with their wives and got socked.
She was the Sports Illustrated swimsuit edition in person. Six feet tall, gently curling blonde hair cascading over her shoulders and onto the top of her black
bikini. She had a Carnation Milk face with high cheekbones and a light dusting of
freckles. Her lips were full, pouty and cruel in the way that makes men drive into
buildings.
She stopped as if to think, stuck an index finger in her lips and sucked. Men
became woozy. She turned and splashed out into three feet of water and dunked
herself. When she came up, she shook her head side to side, flinging wet blonde
hair, and thrust out her nipples.
There was nothing in Sharon a man wanted to love, caress or defend. This was
tie-me-up-and-hurt-me stuff, everything about her shouting at a man, "I will
destroy all that is dear to you, and the man says, "Yes, please."
Wilbur Putzenfus was losing hair on top and working the comb-over. No tan. No
tone. A warrior of the business cubicle, with women he was socially retarded.
Spiro Agnew without the power. A hundred and fifty pounds of unrepentant
geek-on-wheels.
Sharon threw her David Lee Roth beach towel down next to his, lay on her
stomach and untied her top.
Wilbur studied Sharon with a series of stolen glimpses that wouldn't have been
so obvious if they hadn't been made through the viewfinder of a camcorder.
When Wilbur ran out of videotape, Sharon raised up on her elbows, tits hanging,
and said to him in a low, husky voice, "I like to do it in public."
Wilbur was apoplectic.
Sharon replaced her top and stood up. She reached down, took Wilbur by the
hand and tried to get him to his feet, but his legs didn't work right, Bambi's first
steps.
She walked him over to the snack bar and showers. Against a thicket of hibiscus
was one of those plywood cutouts, the kind with a hole that tourists stick their
faces through for snapshots.
This one had a large cartoon shark swallowing a tourist feet first. The tourist wore
a straw hat, had a camera hanging from a strap around his neck, and was
banging on the shark's snout.
The bushes shielded the backside of the plywood from public view, but the front
faced heavy foot traffic on the boardwalk.
Sharon told Wilbur to put his face in the hole, and he complied. She told him not
to take his head out of the hole or she would permanently stop what she was
doing. She pulled his plaid bathing trunks to his ankles, kneeled down and applied
her expertise.
Some of the guys from the volleyball game had been following Sharon like puppy
dogs, and they peeked behind the plywood. Then they walked around the front of
the Cutout and stood on the sidewalk, pointing and laughing at Wilbur. Word
spread.
The crowd was over a hundred by the time Wilbur's saliva started to meringue
around his mouth. His eyes came unplugged and rolled around in their sockets,
and he made sounds like Charlie Callas.
Finally, nearing crescendo, Wilbur stared bug-eyed at the crowd and yelled
between shallow breaths, "WILL...YOU...MARRY...ME?"
"Yeth," came the answer from behind the plywood, a female voice with a mouth
full, and the crowd cheered.
Wilbur Putzenfus, a claims executive with a major Tampa Bay HMO, was not an
ideal catch. But he could provide a comfortable life. Wilbur's job was to deny
insurance claims filed with the Family First Health Maintenance Organization
("We're here because we care"). As Family First's top claims denial supervisor,
Wilbur handled the really difficult patients, the ones who demanded the company
fulfill its policies.
Wilbur was promoted to this position after a selfless display of ethical turpitude
that had revolutionized the company. On his own he'd launched a secret study
that showed wrongful-death suits were cheaper than paying for organ transplants
covered by their policies.
"So we should stop covering transplants?" asked a director during the watershed
board meeting.
"No," said Wilbur, "we'd lose business and profit. We should just stop paying the
claims."
"We can do that?" asked the director.
"Gentlemen," said Wilbur, grabbing the edge of the conference table with both
hands. "These people are terribly ill and in serious need of immediate medical
treatment. They're in no shape to argue with us."
"Brilliant," went the murmur around the table.
As the senior claims denier, Wilbur handled only the most tenacious and
meritorious claims that bubbled up through lower levels of impediment.
While a simple coward in person, Wilbur became a vicious coward behind the
relative safety of a long-distance phone call. Wilbur answered each appeal with the predisposition that no claim would get by, regardless of legitimacy, company rules, reason and especially fairness. When cornered by an airtight argument, Wilbur responded with a tireless flurry of Byzantine logic. If all else failed and it looked like a claim had to be approved, there was the secret weapon. It became legend around the industry as the Putzenfus Gambit.
"It's an obvious typographical mistake on the bill. Why can't you fix it?" the
policyholder would ask.
"I don't have that authority."
"Who does?"
"I can't tell you."
"Why not?!"
"I'm not allowed to give out that information."
"What's the phone number of your main office?" "I'm not authorized to disclose
that number."
"Fine! I'll get it myself. What city is your main office in?"
Silence.
"Are you still there?"
"I'm not allowed to talk to you anymore."
Click.
Sharon's engagement ring was from denied dialysis. The wedding floral
arrangement from rejected prescriptions and the open bar from obstructed
physical therapy. The buffet was subsidized by untaken CAT scans that would
have found a tiny bone fragment that later paralyzed a fourth grader. The medical
evidence in that case was so overwhelming, Putzenfus considered his denial of
the claim a moral victory.
The white stretch limo slung a cloud of dirt for three hundred yards. Doing at least
sixty, too fast for the thin causeway inches above water.
The coastal area north of Tampa Bay was too spongy and harsh for condos. The
limo was way out in the sticks, and the view over the marsh opened up for miles.
The incongruous sight of swamp and speeding limo suggested an overthrown
Central American president or bingeing rock star.
"Are you sure this is the right way?" Sharon asked from the back of the limo, her
nose smudged against the side glass. She slid the electric window down. Sharon
pressed her right hand on the top of her head to secure the wedding veil and
stuck her face out into the wind to get a better view ahead.
Wilbur had proposed only two months before, and that night he'd laid out the
plans for their dream wedding. Sharon listened and pictured nuptials on a fancy
barrier island. She expected to drive over the Intracoastal Waterway on one of
those new gleaming arches of a bridge and into a five-star resort.
Not a swamp.
Sharon fell back into her seat in the limo, lit a cigarette and said, "This blows."
She scratched her crotch through the wedding gown as the limo crossed onto Pine Island. When they pulled into McKethan Park, she could hear the music Wilbur had selected, "Endless Love" by Diana Ross and Lionel Ritchie. Sharon stuck a finger in her mouth, making the international puke sign.
I need some more coke to handle this, she thought, and stuck a doctored
spansule up her nose, snorting like a feral hog.
A cool, light breeze whipped small whitecaps near the shore. Wilbur, in a white
tux, waited at the southern point of the island. The watery backdrop was ringed
with distant saw grass and sabal palms. A laughing gull flew over Wilbur, catching the last light of day. It dove in the water and came up with a needlefish.
A windblown Sharon stepped out of the limo and walked toward Wilbur with the
gait of someone making a trip to the mailbox. An enraptured Wilbur gazed upon
the love of his life. Sharon, chewing a wad of Bazooka bubble gum, watched the
seagull fly off with its fish and said to herself: I thought they just ate Fritos.
Sharon decided the honeymoon at Disney World stunk and told Wilbur every sixty
seconds they were there. She snorted cocaine the whole time, in the Country
Bear Jamboree and all over Tomorrowland. She smoked a joint in the Haunted
Mansion, and fucked another tourist at Twenty Thousand Leagues, out behind the
plastic boulders.
Wilbur thought the honeymoon was nothing less than perfect, due, in no small
part, to the steady diet of blow jobs Sharon dispensed to keep him tolerable.
Driving back to Tampa on Interstate 4, Sharon said she felt unwell and climbed
into the backseat to lie down. Traffic slowed to stop-and-go at the perpetual road
construction outside Plant City. Sharon asked him to roll down the windows so
she could get more air.
"Ouch!" Wilbur yelled a few minutes later and slapped the left side of his neck. "Damn mosquitoes."
Copyright © 1999 by Tim Dorsey