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    Debt-Proof Living: How to Get Out of Debt & Stay That Way

    Debt-Proof Living: How to Get Out of Debt & Stay That Way

    4.5 10

    by Mary Hunt


    eBook

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      ISBN-13: 9781441245151
    • Publisher: Baker Publishing Group
    • Publication date: 07/29/2014
    • Sold by: Barnes & Noble
    • Format: eBook
    • Pages: 320
    • Sales rank: 221,659
    • File size: 6 MB

    Mary Hunt is founder and publisher of Debt-Proof Living® (formerly Cheapskate Monthly™), which has 35,000 print subscribers and an average of 800,000 website hits per month. Her books have sold more than a million copies, she was the financial columnist for Woman's Day magazine, and her daily newspaper column is syndicated through United Features. The author of 7 Money Rules for Life, Hunt speaks widely on personal finance and has appeared on shows such as Good Morning America, Oprah, and Dr. Phil. She and her husband live in California.
    Mary Hunt is an award-winning and bestselling author, a syndicated columnist, and a sought-after motivational speaker who helps men and women battle the epidemic of consumer debt. She is founder and publisher of the interactive website Debt-Proof Living, which features financial tools, resources, and information for her online members. Her books have sold more than a million copies, and her daily newspaper column, Everyday Cheapskate, is nationally syndicated through Creators Syndicate and is enjoyed by hundreds of thousands of readers. The author of several books, including 7 Money Rules for Life, Debt-Proof Living, and The Financially Confident Women, which won a Gold Medallion Book Award, Hunt speaks widely on personal finance and has appeared on shows such as NBC's TODAY and Dr. Phil. She and her husband live in Colorado. Learn more at www.debtproofliving.com.

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    Table of Contents

    Acknowledgments 9

    Introduction 11

    1 Debt-Proof Living 17

    What It Means, What to Expect

    2 Two Kinds of Debt 35

    Intelligent Borrowing, Toxic Debt

    3 Caught in the Debt Trap 47

    Red Flags and Warning Signs

    4 A Plan to Debt-Proof Your Life 57

    The Only Plan You Will Ever Need

    5 Where Does All the Money Go? 69

    Tracking Is the Way to Find Out

    6 Step Away from the Edge 83

    The Contingency Fund

    7 Break Out of the Debt Trap 95

    The Rapid Debt-Repayment Plan

    8 Expect the Unexpected 115

    The Freedom Account

    9 Create Your Spending Plan 139

    It's Not a Budget

    10 Debt-Proof Your Attitude 155

    Your Most Powerful Tool

    11 You Deserve Some Credit 171

    Credit Reports, Credit Scores, Credit Repair, and Credit Counseling

    12 You Are Worth What You Saved 181

    Discover Your Net Worth

    13 The Proper Handling of Hazardous Materials 189

    Credit Cards, Charge Cards, and Debit Cards

    14 Don't Jump from the Frying Pan into the Fire 217

    Debt-Consolidation Loans

    15 A Home of Your Own 225

    Mortgages and Home Equity Loans

    16 The Overlooked Safety Net 243

    Disability Insurance

    17 Student Loans, Student Debt 251

    Paying for a College Education

    18 Building Wealth on an Ordinary Income 273

    Basics of Responsible Investing

    Afterword 287

    Notes 289

    Glossary 291

    Index 309

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    Your fool-proof guide to paying off debt, planning for the future, and breaking free of our debt-loving culture.

    The consumer credit industry wants us to believe that debt is necessary to bridge the gap between our pitiful incomes and the lifestyles we desire. But the problem is not that we don't have enough money. It's that we don't know how to manage the money we already have. And until we learn that, more money will never be enough.

    In this life-changing book, Mary Hunt shows you how to live a rich, fulfilling life without any consumer debt. By applying her simple principles and specific methods, you will learn how to effectively manage and maximize the money you have. No more guessing, wondering, or worrying. Just peace and a more abundant life. What have you got to lose?

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